/* =====================================================================
   NOMINCORP · Capa moderna / corporativa
   Se carga DESPUÉS de styles.css. Para volver al diseño anterior, basta
   con quitar el <link> de modern.css y el <script> de modern.js.
   ===================================================================== */
:root{
  --nx-navy:#06142e; --nx-navy-2:#0b2350; --nx-blue:#1769ff; --nx-teal:#14c8a5;
  --nx-ink:#0b2850; --nx-glass:rgba(255,255,255,.72); --nx-line:rgba(23,105,255,.16);
  --nx-grad:linear-gradient(90deg,#1769ff,#14c8a5);
}
html{scroll-behavior:smooth;scroll-padding-top:90px}
::selection{background:#1769ff;color:#fff}

/* ---------- Barra de progreso de lectura ---------- */
.fx-progress{position:fixed;left:0;top:0;height:3px;width:100%;transform-origin:0 50%;transform:scaleX(0);background:var(--nx-grad);z-index:1000;pointer-events:none}

/* ---------- Encabezado de cristal ---------- */
body .header{background:rgba(255,255,255,.74)!important;-webkit-backdrop-filter:saturate(1.6) blur(16px);backdrop-filter:saturate(1.6) blur(16px);border-bottom:1px solid rgba(23,105,255,.10);transition:box-shadow .3s ease}
body .header.is-scrolled{box-shadow:0 10px 30px rgba(6,20,46,.10)}
body .nav-cta{position:relative;overflow:hidden;box-shadow:0 8px 22px rgba(23,105,255,.28)}
body .nav-cta::after{content:"";position:absolute;inset:0;background:linear-gradient(110deg,transparent 30%,rgba(255,255,255,.45) 50%,transparent 70%);transform:translateX(-120%);animation:fx-shine 4.5s ease-in-out infinite}
@keyframes fx-shine{0%,60%{transform:translateX(-120%)}100%{transform:translateX(120%)}}

/* ---------- Hero: malla tecnológica animada ---------- */
body .hero-tech{position:relative;isolation:isolate}
.fx-bg{position:absolute;inset:0;z-index:-1;overflow:hidden;pointer-events:none}
.fx-bg::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(23,105,255,.07) 1px,transparent 1px),linear-gradient(90deg,rgba(23,105,255,.07) 1px,transparent 1px);background-size:44px 44px;-webkit-mask-image:radial-gradient(ellipse 80% 70% at 60% 40%,#000 30%,transparent 80%);mask-image:radial-gradient(ellipse 80% 70% at 60% 40%,#000 30%,transparent 80%)}
.fx-orb{position:absolute;border-radius:50%;filter:blur(60px);opacity:.55;animation:fx-drift 16s ease-in-out infinite alternate}
.fx-orb.o1{width:420px;height:420px;left:-120px;top:-100px;background:#7ab4ff}
.fx-orb.o2{width:380px;height:380px;right:-100px;top:60px;background:#6ff0d3;animation-delay:-6s}
.fx-orb.o3{width:260px;height:260px;left:42%;bottom:-120px;background:#b9a8ff;opacity:.35;animation-delay:-3s}
@keyframes fx-drift{to{transform:translate(40px,30px) scale(1.12)}}

body .hero-tech h1 span{background:var(--nx-grad);-webkit-background-clip:text;background-clip:text;color:transparent;-webkit-text-fill-color:transparent}
body .hero-button{box-shadow:0 14px 34px rgba(23,105,255,.35);transition:transform .25s ease,box-shadow .25s ease}
body .hero-button:hover{transform:translateY(-3px);box-shadow:0 20px 40px rgba(23,105,255,.45)}
body .hero-benefits>div{-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:rgba(255,255,255,.7);transition:transform .25s ease,box-shadow .25s ease}
body .hero-benefits>div:hover{transform:translateY(-4px);box-shadow:0 16px 30px rgba(23,105,255,.16)}

/* Tarjetas flotantes de cristal sobre la ilustración */
.fx-card{position:absolute;z-index:4;display:flex;align-items:center;gap:1.4cqw;padding:1.5cqw 2.2cqw 1.5cqw 1.6cqw;border-radius:2.4cqw;background:rgba(255,255,255,.78);-webkit-backdrop-filter:blur(14px) saturate(1.5);backdrop-filter:blur(14px) saturate(1.5);border:1px solid rgba(255,255,255,.9);box-shadow:0 18px 40px rgba(12,56,120,.18),inset 0 1px 0 #fff;color:var(--nx-ink);font-size:1.75cqw;line-height:1.15;animation:fx-float 6s ease-in-out infinite;transition:translate .25s ease-out}
.fx-card b{display:block;font-size:1.9cqw;font-weight:800}
.fx-card small{display:block;font-size:1.35cqw;color:#5b7191;font-weight:600}
.fx-card i{font-style:normal;width:4.6cqw;height:4.6cqw;border-radius:1.4cqw;display:grid;place-items:center;font-size:2.2cqw;font-weight:900;color:#fff;background:var(--nx-grad);flex:none}
.fx-card.c1{right:1%;top:64%}
.fx-card.c2{left:30%;bottom:-6%;animation-delay:-2s}
.fx-card.c3{right:0;top:3%;animation-delay:-4s}
@keyframes fx-float{0%,100%{transform:translateY(0)}50%{transform:translateY(-9px)}}

/* ---------- Franja de datos clave ---------- */
.fx-strip{position:relative;z-index:2;padding:6px 0 10px}
.fx-strip-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.fx-tile{position:relative;padding:22px 22px 20px;border-radius:20px;background:#fff;border:1px solid var(--nx-line);box-shadow:0 14px 34px rgba(12,56,120,.08);overflow:hidden}
.fx-tile::before{content:"";position:absolute;left:0;top:0;height:3px;width:100%;background:var(--nx-grad)}
.fx-tile strong{display:block;font-size:clamp(26px,3vw,38px);font-weight:900;letter-spacing:-.03em;color:var(--nx-ink);line-height:1.05}
.fx-tile strong em{font-style:normal;background:var(--nx-grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.fx-tile span{display:block;margin-top:6px;font-size:13px;color:#5b7191;font-weight:600}

/* ---------- Brillo que sigue al cursor + tarjetas ---------- */
.fx-glow{--mx:50%;--my:50%}
.fx-glow::after{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:0;transition:opacity .3s;background:radial-gradient(420px circle at var(--mx) var(--my),rgba(80,160,255,.22),transparent 55%)}
.fx-glow:hover::after{opacity:1}

/* ---------- Simulador principal ---------- */
body .sim-card{border:1px solid rgba(23,105,255,.14);box-shadow:0 30px 70px rgba(12,56,120,.16),0 0 0 1px rgba(255,255,255,.6) inset}
body .sim-card:hover{box-shadow:0 36px 80px rgba(12,56,120,.22)}
body .term-options button,body .quick-amounts button{transition:transform .2s ease,box-shadow .2s ease}
body .term-options button:hover,body .quick-amounts button:hover{transform:translateY(-2px);box-shadow:0 8px 18px rgba(23,105,255,.18)}
body .estimate strong{background:var(--nx-grad);-webkit-background-clip:text;background-clip:text;color:transparent}

/* ---------- Secciones oscuras corporativas ---------- */
body .steps.section,body .requirements.section{position:relative;background:radial-gradient(1200px 500px at 85% -10%,rgba(23,105,255,.35),transparent 60%),radial-gradient(900px 500px at 0% 110%,rgba(20,200,165,.22),transparent 60%),linear-gradient(180deg,var(--nx-navy),var(--nx-navy-2))!important;color:#dce8ff;overflow:hidden}
body .steps.section::before,body .requirements.section::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:48px 48px;-webkit-mask-image:linear-gradient(180deg,transparent,#000 30%,#000 70%,transparent);mask-image:linear-gradient(180deg,transparent,#000 30%,#000 70%,transparent);pointer-events:none}
body .steps .container,body .requirements .container{position:relative}
body .steps h2,body .requirements h2{color:#fff!important}
body .steps h2 span,body .requirements h2 span{background:var(--nx-grad);-webkit-background-clip:text;background-clip:text;color:transparent!important;-webkit-text-fill-color:transparent}
body .steps .section-heading>p,body .requirements .req-copy>p{color:#b7c8e6!important}
body .steps .section-label,body .requirements .section-label{color:#7fd9ff!important}
body .step-card{position:relative;background:rgba(255,255,255,.06)!important;border:1px solid rgba(255,255,255,.14)!important;color:#dce8ff!important;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-radius:22px;transition:transform .35s cubic-bezier(.2,.8,.2,1),border-color .3s,box-shadow .3s;transform-style:preserve-3d;will-change:transform;box-shadow:0 20px 50px rgba(0,0,0,.25)}
body .step-card:hover{border-color:rgba(111,240,211,.55)!important;box-shadow:0 26px 60px rgba(20,200,165,.18)}
body .step-card h3{color:#fff!important}
body .step-card p{color:#b7c8e6!important}
body .step-card .step-number{color:rgba(255,255,255,.12)!important;-webkit-text-stroke:0}
body .step-card .step-icon{background:var(--nx-grad)!important;color:#fff!important;box-shadow:0 10px 24px rgba(20,200,165,.35)}
body .req-visual{background:linear-gradient(145deg,rgba(23,105,255,.55),rgba(20,200,165,.35))!important;border:1px solid rgba(255,255,255,.18);box-shadow:0 30px 70px rgba(0,0,0,.35);-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px)}
body .check-list li{color:#e6efff!important;border-color:rgba(255,255,255,.12)!important;transition:transform .25s ease,background .25s ease;border-radius:14px}
body .check-list li:hover{transform:translateX(6px);background:rgba(255,255,255,.06)}
body .check-list li span{background:var(--nx-grad)!important;color:#fff!important}
body .requirements .text-link{color:#7fe9d2!important}

/* ---------- Franja CTA ---------- */
body .cta-band{position:relative;overflow:hidden}
body .cta-band .button-light{box-shadow:0 14px 34px rgba(0,0,0,.25);transition:transform .25s ease}
body .cta-band .button-light:hover{transform:translateY(-3px) scale(1.02)}

/* ---------- Formulario y preguntas frecuentes ---------- */
body .application-form{border:1px solid var(--nx-line);box-shadow:0 30px 70px rgba(12,56,120,.12)}
body .application-form input:focus,body .application-form select:focus{outline:none;border-color:var(--nx-blue)!important;box-shadow:0 0 0 4px rgba(23,105,255,.15)}
body .subfolder{border-radius:18px;transition:transform .25s ease,box-shadow .25s ease}
body .subfolder:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(23,105,255,.12)}
body .faq-list details{border-radius:16px;border:1px solid var(--nx-line);background:#fff;margin-bottom:12px;transition:box-shadow .25s ease,border-color .25s ease}
body .faq-list details[open],body .faq-list details:hover{border-color:rgba(23,105,255,.4);box-shadow:0 14px 32px rgba(23,105,255,.12)}
body .footer{background:linear-gradient(180deg,var(--nx-navy),#040d20)!important}

/* ---------- Aparición al hacer scroll ---------- */
.rv{opacity:0;transform:translateY(28px);transition:opacity .7s cubic-bezier(.2,.8,.2,1),transform .7s cubic-bezier(.2,.8,.2,1);transition-delay:var(--d,0ms)}
.rv.in{opacity:1;transform:none}

/* ---------- Ventana flotante: cronograma ---------- */
.fx-dialog{border:0;padding:0;width:min(720px,94vw);max-height:90vh;border-radius:26px;background:rgba(255,255,255,.94);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);box-shadow:0 40px 100px rgba(4,13,32,.45);color:var(--nx-ink);overflow:hidden}
.fx-dialog[open]{animation:fx-pop .35s cubic-bezier(.2,.9,.3,1.2)}
.fx-dialog::backdrop{background:rgba(4,13,32,.6);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);animation:fx-fade .3s ease}
@keyframes fx-pop{from{opacity:0;transform:translateY(24px) scale(.95)}to{opacity:1;transform:none}}
@keyframes fx-fade{from{opacity:0}to{opacity:1}}
.fx-dlg-head{display:flex;justify-content:space-between;align-items:flex-start;gap:12px;padding:24px 26px 14px;background:linear-gradient(135deg,var(--nx-navy),var(--nx-navy-2));color:#fff}
.fx-dlg-head h3{margin:0;font-size:22px;letter-spacing:-.02em}
.fx-dlg-head p{margin:4px 0 0;font-size:13px;color:#a9bde0}
.fx-x{border:0;background:rgba(255,255,255,.12);color:#fff;width:36px;height:36px;border-radius:50%;font-size:18px;cursor:pointer;flex:none;transition:background .2s}
.fx-x:hover{background:rgba(255,255,255,.25)}
.fx-dlg-sum{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;padding:16px 26px 0}
.fx-dlg-sum div{padding:12px;border-radius:14px;background:#f1f6ff;border:1px solid var(--nx-line)}
.fx-dlg-sum small{display:block;font-size:11px;color:#5b7191;font-weight:700;text-transform:uppercase;letter-spacing:.04em}
.fx-dlg-sum b{display:block;margin-top:3px;font-size:16px}
.fx-dlg-body{padding:16px 26px 8px;overflow:auto;max-height:42vh}
.fx-dlg-body table{width:100%;border-collapse:collapse;font-size:14px}
.fx-dlg-body th{position:sticky;top:0;background:#fff;text-align:right;padding:10px 8px;font-size:11px;text-transform:uppercase;letter-spacing:.05em;color:#5b7191;border-bottom:2px solid var(--nx-line)}
.fx-dlg-body td{text-align:right;padding:10px 8px;border-bottom:1px solid #e8f0fb;font-variant-numeric:tabular-nums}
.fx-dlg-body th:first-child,.fx-dlg-body td:first-child{text-align:center}
.fx-dlg-body tr:hover td{background:#f5f9ff}
.fx-dlg-foot{display:flex;flex-wrap:wrap;gap:12px;justify-content:space-between;align-items:center;padding:14px 26px 22px}
.fx-dlg-foot p{margin:0;font-size:12px;color:#5b7191;max-width:360px}
.fx-btn{border:0;cursor:pointer;font:inherit;font-weight:800;padding:13px 22px;border-radius:999px;color:#fff;background:var(--nx-grad);box-shadow:0 12px 26px rgba(23,105,255,.32);transition:transform .2s ease}
.fx-btn:hover{transform:translateY(-2px)}

/* ---------- Ventana flotante: resumen de cuota ---------- */
.fx-dock{position:fixed;left:18px;bottom:18px;z-index:900;display:flex;align-items:center;gap:14px;padding:12px 14px 12px 18px;border-radius:20px;background:rgba(6,20,46,.86);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);color:#fff;box-shadow:0 20px 50px rgba(4,13,32,.4);border:1px solid rgba(255,255,255,.14);transform:translateY(140%);opacity:0;pointer-events:none;transition:transform .5s cubic-bezier(.2,.9,.3,1.1),opacity .4s}
.fx-dock.show{transform:none;opacity:1;pointer-events:auto}
.fx-dock small{display:block;font-size:11px;color:#9db4dc;font-weight:600}
.fx-dock strong{display:block;font-size:20px;letter-spacing:-.02em;background:linear-gradient(90deg,#8fc0ff,#6ff0d3);-webkit-background-clip:text;background-clip:text;color:transparent}
.fx-dock .fx-btn{padding:10px 16px;font-size:13px}
.fx-dock .fx-x{width:28px;height:28px;font-size:14px}

/* ---------- Responsive ---------- */
@media(max-width:900px){
  .fx-strip-grid{grid-template-columns:repeat(2,1fr)}
  .fx-card.c2{display:none}
}
@media(max-width:600px){
  .fx-card{padding:1.2cqw 2cqw 1.2cqw 1.2cqw;gap:1cqw;font-size:2.4cqw}
  .fx-card b{font-size:2.5cqw}.fx-card small{display:none}
  .fx-card i{width:5.4cqw;height:5.4cqw;font-size:2.6cqw}
  .fx-dlg-sum{grid-template-columns:repeat(2,1fr);padding-inline:16px}
  .fx-dlg-head,.fx-dlg-body,.fx-dlg-foot{padding-inline:16px}
  .fx-dock{left:12px;right:12px;bottom:84px}
  .fx-dock .fx-x{margin-left:auto}
  .fx-orb{opacity:.4}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation:none!important;transition:none!important}
  .rv{opacity:1;transform:none}
  html{scroll-behavior:auto}
}

/* ---------- Botón de descarga del contrato ---------- */
.contract-download{display:flex;align-items:center;justify-content:center;gap:8px;margin:0 0 10px;padding:12px 16px;border-radius:14px;font-weight:800;font-size:14px;text-decoration:none;color:#fff;background:var(--nx-grad);box-shadow:0 10px 24px rgba(23,105,255,.28);transition:transform .2s ease,box-shadow .2s ease}
.contract-download:hover{transform:translateY(-2px);box-shadow:0 14px 30px rgba(23,105,255,.38)}

/* ---------- Protección anti-bots ---------- */
.hp-field{position:absolute!important;left:-9999px!important;top:auto;width:1px;height:1px;overflow:hidden}
.captcha-box{margin:10px 0}
.captcha-box:empty{display:none}

/* ---------- Carta de autorización: bloqueada hasta enviar los documentos ---------- */
.letter-locked{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border-radius:14px;background:#f1f6ff;border:1px dashed #9db8e6;color:#34547f;font-size:14px;line-height:1.45}
.letter-locked>span{font-size:22px;line-height:1}
.letter-ok{margin:0 0 10px;padding:10px 12px;border-radius:12px;background:#e6faf4;border:1px solid #b4f0e4;color:#087e75;font-weight:700;font-size:14px}
button.contract-download{width:100%;border:0;cursor:pointer;font-family:inherit}
button.contract-download:disabled{opacity:.6;cursor:wait}
.letter-unlocked[hidden],.letter-locked[hidden]{display:none}

/* ---------- Enlace para volver a la carta ---------- */
.letter-link{margin:0 0 10px;padding:10px 12px;border-radius:12px;background:#fff8e6;border:1px solid #f1d58a;color:#7a5a00}
.letter-link small{display:block;margin-bottom:6px;font-weight:700}
.letter-link-row{display:flex;gap:8px}
.letter-link-row input{flex:1;min-width:0;padding:8px 10px;border:1px solid #e0c56e;border-radius:8px;font-size:12px;background:#fff;color:#4a3a00}
.letter-copy{border:0;border-radius:8px;padding:8px 14px;background:#1769ff;color:#fff;font-weight:800;cursor:pointer;font-family:inherit}
.letter-link[hidden]{display:none}